Rapport
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Temporaire vs. Permanent
Préparé pour
Client Apprécié
Présenté par
Matthew Gauthier
Information Sur La Prime (Âge 50 | Âge le plus proche 50 | Non-fumeur | Female)
| Plan |
|---|
Option assurance temporaire
Primes annualisées: 1 - 10: $495.50 11: $1,634.50 12: $2,416.00 13: $2,860.00 14: $3,190.00 15: $3,560.00 16: $3,970.00 17: $4,450.00 18: $4,980.00 19: $5,580.00 Suite ** |
Option vie universelle
Primes annualisées: 1 - 49: $6,219.00 |
Option vie entière
Primes annualisées: 1 - 49: $6,380.00 |
* Frais de police inclus dans la prime.
** Veuillez vous référer à l'échéancier complet des primes
Valeur de rachat totale - Option vie entière
* Veuillez consulter l’illustration originale et le contrat de police de chaque personne assurée pour confirmer les montants garantis en vertu de la police.
Montant total de la couverture - Option vie entière
* Veuillez consulter l’illustration originale et le contrat de police de chaque personne assurée pour confirmer les montants garantis en vertu de la police.
Sommaire de la présentation
| Âge | Années |
Option assurance temporaire Somme des Primes |
Option vie universelle Somme des Primes |
Option vie entière Somme des Primes |
Option vie entière Valeur de rachat totale |
Option assurance temporaire Montant total de la couverture |
Option vie universelle Montant total de la couverture |
Option vie entière Montant total de la couverture |
|---|---|---|---|---|---|---|---|---|
| 51 | $495.50 | $6,219.00 | $6,380.00 | $0.00 | $500,000.00 | $500,000.00 | $500,000.00 | |
| 52 |
2
|
$991.00 | $12,438.00 | $12,760.00 | $0.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 53 |
3
|
$1,486.50 | $18,657.00 | $19,140.00 | $0.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 54 |
4
|
$1,982.00 | $24,876.00 | $25,520.00 | $0.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 55 | $2,477.50 | $31,095.00 | $31,900.00 | $0.00 | $500,000.00 | $500,000.00 | $500,000.00 | |
| 56 |
6
|
$2,973.00 | $37,314.00 | $38,280.00 | $0.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 57 |
7
|
$3,468.50 | $43,533.00 | $44,660.00 | $0.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 58 |
8
|
$3,964.00 | $49,752.00 | $51,040.00 | $0.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 59 |
9
|
$4,459.50 | $55,971.00 | $57,420.00 | $0.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 60 | $4,955.00 | $62,190.00 | $63,800.00 | $21,485.00 | $500,000.00 | $500,000.00 | $500,000.00 | |
| 61 |
11
|
$6,589.50 | $68,409.00 | $70,180.00 | $32,805.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 62 |
12
|
$9,005.50 | $74,628.00 | $76,560.00 | $47,535.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 63 |
13
|
$11,865.50 | $80,847.00 | $82,940.00 | $62,030.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 64 |
14
|
$15,055.50 | $87,066.00 | $89,320.00 | $72,065.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 65 | $18,615.50 | $93,285.00 | $95,700.00 | $82,930.00 | $500,000.00 | $500,000.00 | $500,000.00 | |
| 66 |
16
|
$22,585.50 | $99,504.00 | $102,080.00 | $94,665.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 67 |
17
|
$27,035.50 | $105,723.00 | $108,460.00 | $107,325.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 68 |
18
|
$32,015.50 | $111,942.00 | $114,840.00 | $120,940.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 69 |
19
|
$37,595.50 | $118,161.00 | $121,220.00 | $129,110.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 70 | $43,845.50 | $124,380.00 | $127,600.00 | $137,490.00 | $500,000.00 | $500,000.00 | $500,000.00 | |
| 71 |
21
|
$50,855.50 | $130,599.00 | $133,980.00 | $146,100.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 72 |
22
|
$58,725.50 | $136,818.00 | $140,360.00 | $154,980.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 73 |
23
|
$67,545.50 | $143,037.00 | $146,740.00 | $164,155.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 74 |
24
|
$77,445.50 | $149,256.00 | $153,120.00 | $173,655.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 75 | $88,555.50 | $155,475.00 | $159,500.00 | $183,525.00 | $500,000.00 | $500,000.00 | $500,000.00 | |
| 76 |
26
|
$101,015.50 | $161,694.00 | $165,880.00 | $193,815.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 77 |
27
|
$114,985.50 | $167,913.00 | $172,260.00 | $204,460.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 78 |
28
|
$130,645.50 | $174,132.00 | $178,640.00 | $215,625.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 79 |
29
|
$148,195.50 | $180,351.00 | $185,020.00 | $227,370.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 80 | $167,855.50 | $186,570.00 | $191,400.00 | $239,615.00 | $500,000.00 | $500,000.00 | $500,000.00 | |
| 81 |
31
|
$189,855.50 | $192,789.00 | $197,780.00 | $252,415.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 82 |
32
|
$214,465.50 | $199,008.00 | $204,160.00 | $265,430.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 83 |
33
|
$241,975.50 | $205,227.00 | $210,540.00 | $278,380.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 84 |
34
|
$272,705.50 | $211,446.00 | $216,920.00 | $291,245.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 85 | $307,015.50 | $217,665.00 | $223,300.00 | $303,870.00 | $500,000.00 | $500,000.00 | $500,000.00 | |
| 86 |
36
|
$345,285.50 | $223,884.00 | $229,680.00 | $316,145.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 87 |
37
|
$387,935.50 | $230,103.00 | $236,060.00 | $327,980.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 88 |
38
|
$435,435.50 | $236,322.00 | $242,440.00 | $339,330.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 89 |
39
|
$488,275.50 | $242,541.00 | $248,820.00 | $350,160.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 90 | $547,015.50 | $248,760.00 | $255,200.00 | $360,435.00 | $500,000.00 | $500,000.00 | $500,000.00 | |
| 91 |
41
|
$612,235.50 | $254,979.00 | $261,580.00 | $370,140.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 92 |
42
|
$684,585.50 | $261,198.00 | $267,960.00 | $379,675.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 93 |
43
|
$764,755.50 | $267,417.00 | $274,340.00 | $389,530.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 94 |
44
|
$853,495.50 | $273,636.00 | $280,720.00 | $399,870.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 95 | $951,585.50 | $279,855.00 | $287,100.00 | $410,905.00 | $500,000.00 | $500,000.00 | $500,000.00 | |
| 96 |
46
|
$1,059,875.50 | $286,074.00 | $293,480.00 | $423,040.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 97 |
47
|
$1,179,255.50 | $292,293.00 | $299,860.00 | $436,870.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 98 |
48
|
$1,310,645.50 | $298,512.00 | $306,240.00 | $453,275.00 | $500,000.00 | $500,000.00 | $500,000.00 |
| 99 |
49
|
$1,455,005.50 | $304,731.00 | $312,620.00 | $473,615.00 | $500,000.00 | $500,000.00 | $500,000.00 |
Taux de rendement interne de la valeur de rachat
Taux de rendement interne du montant de la couverture
Analyse alternative d'investissement Option vie entière
| Âge | Années | Accumulation nette à 2.50% | Valeur de rachat totale | Montant total de la couverture |
|---|---|---|---|---|
| 51 | $6,539.50 | $0.00 | $500,000.00 | |
| 52 |
2
|
$13,242.49 | $0.00 | $500,000.00 |
| 53 |
3
|
$20,113.05 | $0.00 | $500,000.00 |
| 54 |
4
|
$27,155.38 | $0.00 | $500,000.00 |
| 55 | $34,373.76 | $0.00 | $500,000.00 | |
| 56 |
6
|
$41,772.60 | $0.00 | $500,000.00 |
| 57 |
7
|
$49,356.42 | $0.00 | $500,000.00 |
| 58 |
8
|
$57,129.83 | $0.00 | $500,000.00 |
| 59 |
9
|
$65,097.58 | $0.00 | $500,000.00 |
| 60 | $73,264.52 | $21,485.00 | $500,000.00 | |
| 61 |
11
|
$81,635.63 | $32,805.00 | $500,000.00 |
| 62 |
12
|
$90,216.02 | $47,535.00 | $500,000.00 |
| 63 |
13
|
$99,010.92 | $62,030.00 | $500,000.00 |
| 64 |
14
|
$108,025.69 | $72,065.00 | $500,000.00 |
| 65 | $117,265.83 | $82,930.00 | $500,000.00 | |
| 66 |
16
|
$126,736.98 | $94,665.00 | $500,000.00 |
| 67 |
17
|
$136,444.90 | $107,325.00 | $500,000.00 |
| 68 |
18
|
$146,395.53 | $120,940.00 | $500,000.00 |
| 69 |
19
|
$156,594.92 | $129,110.00 | $500,000.00 |
| 70 | $167,049.29 | $137,490.00 | $500,000.00 | |
| 71 |
21
|
$177,765.02 | $146,100.00 | $500,000.00 |
| 72 |
22
|
$188,748.65 | $154,980.00 | $500,000.00 |
| 73 |
23
|
$200,006.86 | $164,155.00 | $500,000.00 |
| 74 |
24
|
$211,546.53 | $173,655.00 | $500,000.00 |
| 75 | $223,374.70 | $183,525.00 | $500,000.00 | |
| 76 |
26
|
$235,498.56 | $193,815.00 | $500,000.00 |
| 77 |
27
|
$247,925.53 | $204,460.00 | $500,000.00 |
| 78 |
28
|
$260,663.17 | $215,625.00 | $500,000.00 |
| 79 |
29
|
$273,719.25 | $227,370.00 | $500,000.00 |
| 80 | $287,101.73 | $239,615.00 | $500,000.00 | |
| 81 |
31
|
$300,818.77 | $252,415.00 | $500,000.00 |
| 82 |
32
|
$314,878.74 | $265,430.00 | $500,000.00 |
| 83 |
33
|
$329,290.21 | $278,380.00 | $500,000.00 |
| 84 |
34
|
$344,061.96 | $291,245.00 | $500,000.00 |
| 85 | $359,203.01 | $303,870.00 | $500,000.00 | |
| 86 |
36
|
$374,722.59 | $316,145.00 | $500,000.00 |
| 87 |
37
|
$390,630.15 | $327,980.00 | $500,000.00 |
| 88 |
38
|
$406,935.41 | $339,330.00 | $500,000.00 |
| 89 |
39
|
$423,648.29 | $350,160.00 | $500,000.00 |
| 90 | $440,779.00 | $360,435.00 | $500,000.00 | |
| 91 |
41
|
$458,337.97 | $370,140.00 | $500,000.00 |
| 92 |
42
|
$476,335.92 | $379,675.00 | $500,000.00 |
| 93 |
43
|
$494,783.82 | $389,530.00 | $500,000.00 |
| 94 |
44
|
$513,692.92 | $399,870.00 | $500,000.00 |
| 95 | $533,074.74 | $410,905.00 | $500,000.00 | |
| 96 |
46
|
$552,941.11 | $423,040.00 | $500,000.00 |
| 97 |
47
|
$573,304.14 | $436,870.00 | $500,000.00 |
| 98 |
48
|
$594,176.24 | $453,275.00 | $500,000.00 |
| 99 |
49
|
$615,570.15 | $473,615.00 | $500,000.00 |
| 100 |
50
|
$637,498.90 | $500,000.00 | $500,000.00 |
Coordonnées
Life Design Analysis
www.lifedesignanalysis.comPoint de contact
Matthew Gauthier
100 Kelloggs Lane Unit #1405
London ON
Canada, N5W 2T5
* Veuillez noter: ce rapport a été créé par votre conseiller. Les produits et les entreprises figurant sur l'enquête de comparaison ultérieure sont, par conséquent, seuls ceux qui ont été choisis par le titulaire du compte. Ceux-ci peuvent refléter ou ne pas refléter l'ensemble des compagnies d'assurance et les produits disponibles sur ce système de comparaison. Nous nous efforçons de maintenir la plus grande précision des informations recueillies, mais nous ne pouvons pas garantir et ne garantissons pas la validité ou l'exactitude de l'information affichée. Erreurs & Omissions Exceptées.
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